We've been looking into travel insurance lately.  Apparently it's a good idea and I'm to see that most plans cover things like personal electronics (provided that you don't leave them unattended).  I hope that neither of us need to get airlifted to another location, but if it happens, we want to have it covered.

 We've been talking a bit to World Nomads, who is an Australian company who seems to have a good program.  I thought their explanations of coverage were amusing (and informational).

If you are wildlife-watching in the extremes of Alaska and are attacked by a polar bear, are you covered? It depends. You see, if the bear attacks you while you were watching them as a part of a wildlife safari or trekking, then YES we would cover you (assuming the bear didn't catch you of course), but if you were chasing the bear having had a beer too many the night before and you thought it would be a laugh, er, then NO we wouldn't.

 Have any members used World Nomads before? Any other suggestions or thoughts on travel insurance?